Buyer Presentation

Accomplish your dream of homeownership in this competitive market

The Smart Buyer’s Guide to Bucks County

Welcome to Your Next Chapter

Buying a home is more than a transaction—it's a transition. A new season of life. A fresh start in a place that should reflect your lifestyle, your priorities, and your dreams. Whether you’re a first-time buyer or planning a move while selling your current home, we understand how personal—and sometimes overwhelming—this process can be.

That’s why we’re not here to sell you anything.

At The Cosack Team, we take a different approach. We act as your advisors, your strategists, and your partners—every step of the way. We’re here to educate, guide, and empower you to make decisions that feel right, make sense financially, and set you up for long-term success.

With over 50 years of combined real estate experience in Bucks County, we know this market inside and out—from historic borough charm to modern neighborhoods. We don’t just open doors—we help you understand what you’re walking into.

What You Can Expect:

Clear guidance, no pressure
Strategic planning, especially if you're buying and selling at the same time
Prompt, honest communication (we’re known for it!)
Smart offer strategies so you stand out in competitive situations
A seamless, step-by-step experience—from search to settlement

This booklet is your roadmap. By the time you’re done reading, our goal is simple: that you feel more confident, more informed, and more excited about what’s ahead.

Let’s get started.

Meet the Team

Kim started in real estate in 1991, just a few years after she became a homeowner. She used the first Realtor she spoke to, saw a total of 3 homes, and made an offer. She didn’t question the advice, interest rate, points etc. She just assumed everyone was working on her behalf.

You know where this is going don’t you? After paying three points, she paid more than necessary, and her interest rate was 10.75%. Talk about gullibility!

She realized there was an opportunity here. She couldn’t be the only person who needed guidance and education in this process. As one of the biggest investments we make in a lifetime, it’s scary enough without having to look over your shoulder every step of the way.

So, she entered the world of real estate, and each time she learned something, she thought about how it impacted the client.

What did she wish she had known at the time? What are the short-term and long-term effects of the decision being made?

What is the buyer looking for, and what is the seller looking for? How can this process be made as stress-free as possible for the client?

Luckily for me, she was my Realtor when I bought my first home, and just a year or so later, I became a Realtor and joined her in Newtown.

I had taken my Real Estate Courses at Temple University, while searching for my first home, and realized this would be the perfect job for me. Helping people during a monumental transition in their lives that requires expert knowledge of our local real estate market, combined with strong negotiation skills and a personal touch, spoke to me.

I was lucky to come into the business with a phenomenal mentor who also happens to be my Mom.

Our Philosophy

"Our core value is TRUST."

We’ve always felt that information is power, and we figured the

better educated we made the client, the more effortless the

transaction became for them. This is why our major focus has

always been to act by our principles and our core value of trust.

Treat every client the way you wished you had been treated.

Remember always that you are working on their behalf.

Understand their goals, their wants and their needs.

Share your knowledge, it’s what they need from you.

The truth, every step of the way… they deserve it.

The Cosack Buyer Advantage

What sets us apart—and sets you up for success.

Buying a home in today’s market isn’t easy. But with the right team, it doesn’t have to be stressful. At The Cosack Team, we bring a unique blend of local expertise, strategic thinking, and good old-fashioned responsiveness to every buyer relationship.

Here’s what that looks like in action:

💡 Deep Local Knowledge

We live here. We work here. We know Bucks County. From hidden gems in Newtown Borough to family-friendly neighborhoods near top-rated schools in Council Rock and Pennsbury, we’ll help you find the right area to match your lifestyle—not just a house with four walls.

Why it matters:

In real estate, knowledge isn’t just power—it’s profit. Our insights help you spot value others might miss, and avoid overpaying just because a house looks good on paper.

The Cosack Buyer Advantage

Need a lender who won’t ghost you on weekends? A home inspector who won’t sugarcoat things? A plumber after settlement? We’ve got a full network of tried-and-true professionals who we’ve vetted—and use ourselves.

Why it matters:

You don’t have time to Google and gamble. Our referrals save you time, money, and headaches during and after your purchase.

We’re the team that answers the phone. And the text. And the email. Our clients never have to wonder what’s next or wait around for answers. You’ll always feel informed and supported.

Why it matters:

Buying a home is emotional. Responsive communication reduces stress and builds trust. That’s why our clients keep coming back and sending their friends & family.

Whether it’s getting your offer accepted, protecting your inspection rights, or negotiating credits or repairs, we know how to present your position—and we know when to push. We fight for you like we would for our own family.

Why it matters:

In one recent deal, we helped a buyer lower the price and negotiate favorable inspection terms—without jeopardizing the contract.

In a market where homes can sell in days (sometimes hours), knowing what to offer—and what not to offer—is critical. We don’t guess. We dig deep into recent sales, condition differences, and local trends to help you craft an offer that’s competitive and smart.

Why it matters:

Our buyers win homes and it's not always because they offered the highest price. In fact, we’ve helped multiple clients get their offer accepted by tailoring the offer to the situation.

🛠️ Access to Trusted Vendors

📱 Constant Communication

🤝 Skilled Negotiation

📊 Strategic Pricing Guidance

The 7 Steps to Buying with Confidence

A simple roadmap to get you from curious to closing day—without the stress.

1️⃣ Initial Consultation

We start with a no-pressure chat to understand your goals, timeline, and what “home” really looks like for you. Whether you’re upsizing, downsizing, or buying and selling at once—we’ll make a plan that fits.

2️⃣ Get Pre-Approved

This step makes you a serious buyer. We’ll connect you with trusted lenders who move quickly and explain everything clearly, so you know your true buying power from day one.

3️⃣ Touring Homes

We help narrow your search so you’re only seeing homes that fit. And when you walk into the one, you’ll know exactly what to look for (and what to overlook).

Every offer is custom-crafted based on the home, the market, and the seller’s situation. Our strategy helps you compete confidently—without overpaying.

We’ll help you understand what’s normal, what’s fixable, and when to negotiate. You’re never alone in this process—we’ve got your back, every step.

From mortgage finalization to paperwork to key pickup, we keep things moving smoothly and stay in constant contact with all parties involved.

or other contingencies

4️⃣ Writing the Winning Offer

5️⃣ Navigating Inspections

6️⃣ Closing Coordination

7️⃣ Moving Day & Beyond: Our relationship doesn’t end at the closing table. Need a handyman, a painter, or just where to get the best pizza? We’re here long after the deal is done.

Real Talk: What Buyers Worry About (And How We Help)

Overpaying? → We use comps and context.

Bidding wars? → We craft offers that win.

Inspections? → We guide, you decide.

Confusing paperwork? → We walk you through it.

Our Commitment

"It's about doing what's right rather than what's easy."

Service, for us, is not about doing what's easy. It's about sitting

down with you for as long as it takes to understand your real

estate needs and dreams. Sometimes service means referring you to another realtor if your heart is set on a neighborhood outside our zone of expertise. Once you've signed on with us,

service dictates that we keep the lines of communication open

without burdening you with unnecessary details.

It's about employing the team's time-tested resources and well-oiled systems to guide you through every aspect of the real estate process, starting the moment we meet you and never ending even after the deal is done.We want to be your Realtors for life.

Service leads us to lighten a stressful situation with humor and

to treat you like the friend that so many of our clients seem

destined to become. But most of all, for us, service is about doing what's right.

Community Involvement

Bucks County Homeless Shelter

For every successful referral we receive we donate $100 to the Homeless Shelter. We also run an annual Thanksgiving Food Drive. Each year we fill an entire minivan through the generosity of our friends.

NOVA & Women’s Issues

We have hosted an annual Girl's Garden Party for clients and friends for many years. After the first couple of times, we realized that this was a great venue to raise dollars for a good cause. Since the event is a girls-only party, we felt the money should go to help women where possible. Whatever we raise via a raffle - The Cosack Team matches, every bit helps!

Testimonials

I have bought and sold multiple homes with The Cosack Team and honestly can’t give them enough stars to reflect my appreciation for each of them. Throughout the process they provide quick and efficient support no matter time of day or situation. No matter the issues that present during the process you can always rest assured they will find the right contact or information to make the process as smooth as possible! They truly work as a team with kindness and they care….. The best of the best!

As a real estate attorney, I have worked with many real estate professionals. Without a doubt, the Cosack team is the best. Dale provided detailed information on both the buy and sell side so we could make informed decisions on our offer ( to buy) and our listing price ( sale side). Our home sold in four days well above the listing price. Plus Dale is personable, responsive, practical and easy to deal with. A true professional and we highly recommend Dale and the entire team.

Lisa & Tom - Yardley

Larry & Dori - Newtown Borough

Testimonials

"Highly recommended! We used Kim / Dale 10 years ago to find a home, and they just concluded a successful sale of that home. They are nothing but professional from start to finish. An accurate assessment of a homes value is a critical part of the process, & Dale’s valuation was accurate to the dollar with the ultimate sales price! Great partners for both buyers & sellers."

We are so glad we chose you as our Realtor. We will be recommending you to all our friends. Can't thank you enough for all your help and patience. You were the ultimate professionals finding us our new home, formally referred to as the "unicorn". Then selling our house so quickly, and making the whole process so painless.

Chris & Kay - North Wales

Ian & Wendy - Upper Makefield

Testimonials

We worked with Dale to sell our house as well as find a new one. We were doing this all when inventory in the market was limited. We sold our house quickly but the finding was much harder and we only had 60 days. Dale spent countless hours showing us all the houses he could. He listened to us when we had issues or concerns with some houses we were going to see, and worked with our schedule to try and get us to every appointment in our schedule. In the end we were able to secure a house and complete the transaction with one day to spare. Everything went great and I would recommend this team to anyone looking for a new home.

"We have purchased and sold two homes using Kim and Dale Cosack and the Cosack Team. They have a good deal of years experience. They know the ins and outs, what can go wrong, what to look for, what to expect. They've given us good advice on how to price our homes that hit a sweet spot and as a result sold both very quickly. They do the work to put your best face forward with the preparation and photographs for in person and online viewing. They do the work to compare your offers, pointing out differences other than bottom line price that may make one offer better than another. They do the work. Easy and personable to work with. We highly recommend."

Becca & Kelly - Langhorne

Ron & Carol - Doylestown

Let’s Make a Plan

You’ve got the dream. We’ve got the roadmap.

You’ve read the guide. You’re thinking through your next move. Whether you’re just starting to explore or you’re ready to hit the ground running, we’re here to help.

The next step? Let’s connect.

Here’s how we can get started:

✅ Schedule a No-Pressure Consultation

Tell us your goals, timeline, and ideal home vision—no commitment necessary. We’ll share insights, answer questions, and outline a plan tailored to you.

✅ Buying & Selling at the Same Time?

No worries—we’ll walk you through all the timing and strategy options so you don’t feel rushed, stuck, or overwhelmed.

✅ Get Pre-Approved with a Trusted Local Lender

We’ll connect you with pros who move fast, communicate well, and help you fully understand your buying power.

✅ Tour Homes That Actually Fit

We won’t waste your time. When the right one hits the market, you’ll be ready—and so will we.